First-Time ITR Filing for Salaried Employees
Created by Cheli
Step-by-step guide to file Income Tax Return without a chartered accountant, including required forms, verification points, and common pitfalls.
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Checklist Items (25)
Gather Personal & PAN Details
Collect your PAN card, Aadhaar number, and bank account details for refunds.
Collect Salary & Tax Documents
Obtain all salary-related proofs for the financial year.
Form 16 from employer
Ensure it includes gross salary, TDS, and deductions.
Form 16A/16B (if any)
For TDS on interest, rent, or other incomes.
Bank interest certificates
Collect statements showing interest earned on savings and fixed deposits.
Proof of deductions (section 80C, 80D, etc.)
Gather receipts for life insurance, PF, ELSS, medical insurance, education loan interest, etc.
Choose Filing Mode
Select the most convenient method for a first‑time filer.
Select Correct ITR Form
For salaried individuals with only salary, one house property, and few other incomes, use ITR‑1 (Sahaj).
Fill ITR‑1 Sections
Enter details systematically to avoid errors.
Personal Information
Enter PAN, name, DOB, address, and filing status.
Salary Details
Copy figures from Form 16: gross salary, exempt allowances, and TDS.
Other Income
Report interest from savings (Section 80TTA) and fixed deposits.
Deductions Under Chapter VI‑A
Enter amounts for 80C, 80D, 80G, 80E, etc., with supporting proofs ready.
Tax Computation & Verification
Check total tax, TDS, and payable/refundable amount.
Validate, Pay & Submit
Final checks and submission steps.
Run utility's validation
Fix any error codes before proceeding.
E‑verify return
Choose Aadhaar OTP, net banking, or EVC for instant verification.
Save acknowledgement (ITR‑V)
Download PDF; keep it for records and future reference.
Common Mistakes to Avoid
Checklist of frequent errors and how to prevent them.
Mismatch between Form 16 and Form 26AS
Reconcile differences before filing; request employer corrections if needed.
Incorrect bank account for refund
Double‑check IFSC and account number; errors cause refund delays.
Omitting deductions
Ensure all eligible 80C/80D proofs are entered; use maximum limits.
Filing wrong ITR form
Verify eligibility criteria; using ITR‑1 for capital gains leads to rejection.
Missing signature in offline filing
If uploading a signed XML, include DSC signature; otherwise e‑verify.